About BCS Insurance
Our Mission
BCS Insurance is an independent insurance agency providing Auto, Home, Commercial and Life insurance. Our licensed agents are dedicated to finding you the right coverage to fit your budget. With our multiple companies we can shop you around to find the best price so you don't have to. We believe in building lasting relationships with our clients, and we are committed to providing excellent customer service. Contact us today to see what we can do for you.
FAQ
Our licensed agents have years of experience in the insurance industry. We are dedicated to providing you with the best possible service and finding you the right coverage to fit your needs. Most questions are about coverages or the claims process if you still have more questions contact an agent.
Auto Insurance
Your Liability limits are coverages that will be paid out to the other person involved in an accident that you are at fault.
What is full coverage?
The State only requires that you have liability coverage on your vehicles in order to be street legal, however to be fully covered you would also need comprehensive and collision coverages. This coverage pays out to you in the event that your car is damaged.
Can I use rental any at any time?
Rental coverage can only be used if you have a open claim for an accident and need a temporary vehicle for transportation. It cannot be used in any event outside of a claim for personal or commercial use.
Home Insurance
Why does everyone ask about my roof?
Roof claims are the most common of all homeowner policies and the newer your roof the better price you may be able to get from your agent, contact your agent after a home update and see if it might be able to help save you money.
What does my home insurance coverage?
Your home is covered in instances of fire, theft, storms and many other perils listed in your policy summary. It covers all permanent structures of your home as well as your personal property up to a certain dollar amount listed in your summary. If you have any specialty items ask your agent if you may need to add more coverage.
Am I under Insured?
Your home is covered based on an estimate replacement cost determining how much it would cost to replace your house in todays time. If you think your coverage doesn't match your home correctly contact your agent and see what you can do to change it.
Claims
Claims will pay you the cost to fix an incident minus your deductible so it is always worth while to first get an estimate and see if it would be fiscally beneficial to file it.
How long will it take to get my check?
No two accidents are ever the same and has many factors such as who is at fault, was the car totaled, and if you have the police report for the accident. Its important to contact and stay in touch with your adjustor for a smooth claims experience.
How can I check on my claim?
Most companies have a way you can check on what stage you are in your claims process, you can contact your adjustor or if available check online through our link provided in our file a claim tab listed above.
Our Companies
